NMLS#: 2526130 (Company) · 513013 (Adam Styer)
Why Choose Adam Styer
24-Hour Pre-Approvals
Start your journey to homeownership faster. Our streamlined process means pre-approval in one day, keeping you competitive in a fast-moving market.
Transparent Pricing
No surprises. No hidden fees. You'll always know exactly what you're paying and why. Our competitive rates and clear breakdowns build trust.
Mortgage Broker Advantage
We shop multiple lenders to find YOU the best rate and terms. As an independent broker, we work for you, not a single institution.
Always Available
Real people answering your calls. Adam personally manages client relationships. We're responsive, knowledgeable, and genuinely care about your success.
Expert Guidance
From first-time buyers to complex jumbo loans. We educate you about every option so you make the right decision for your family.
Deal Protection
Work with a lender who gets it done. We handle complex scenarios and challenging credit with problem-solving solutions so your deal closes.
Loans Built for Every Situation
Whether you're buying your first home, refinancing, or making a complex real estate investment, we have loan programs designed for your specific needs.
Explore All ProgramsConventional Loans
Best rates for qualified borrowers.
Learn More →FHA Loans
3.5% down payment options.
Learn More →VA Loans
Zero down for our heroes.
Learn More →Jumbo Loans
The 2026 Conforming Limit is $832,750; anything above requires a Jumbo solution.
Learn More →Non-QM Solutions
Specialized financing for self-employed and complex income profiles.
Learn More →First-Time Buyer Programs
Access grants and down payment assistance like “My First Texas Home” with as little as 3% down.
Learn More →Hear from Our Happy Clients
"Adam and his team were very responsive, always available, and quick to answer my questions. They work quickly and get you as far as they can through the approval process so that your offer looks more competitive to the seller."
"Adam was very knowledgeable and offered us a very competitive rate. We already had a pre approval letter with another lender but in the end went with Adam. He took the time to explain different rates, put it together in a nice overview and even recorded a short video explaining things."
"Adam's team helped us through the refinance process from beginning to end. They were very easy to work with and answered any and all questions in a timely and friendly manner. I would highly recommend them to anyone who is considering a refinance."
Quick Contact
Share a few details and Adam will personally follow up to help with your mortgage questions.
Know Your Numbers
Use our calculators to estimate your payment, determine how much house you can afford, or see if refinancing makes sense.
Explore CalculatorsMortgage Resources & Guides
First-Time Home Buyer's Guide to Getting a Mortgage
Everything you need to know about the mortgage process, from pre-approval to closing day.
Loan TypesFixed-Rate vs. Adjustable-Rate Mortgages: Which Is Right for You?
Understand the key differences between fixed and adjustable rates to make a confident decision.
Credit TipsHow to Improve Your Credit Score Before Applying for a Mortgage
Practical steps to boost your credit and qualify for better mortgage rates.
Meet Adam Styer
Originally from Ohio (Go Bucks), Adam has called Austin home for over 16 years — and loved it so much his whole family followed him here. He's spent the last decade helping Austin families achieve the dream of homeownership through honest conversation, expert guidance, and a commitment to transparency.
As an independent mortgage broker, Adam shops multiple lenders to find you the best rate and terms. He's a proud husband to Britney Jo, dad to three amazing kids, and over 10 years sober. Faith, family, fitness, and finance drive everything he does.
Adam builds relationships — not just transactions. When he's not closing loans, you'll find him with his family, active in Austin's sober community, or staying sharp on market trends to give his clients an edge.
Learn More About AdamFor Realtor Partners
Close deals faster with a lender who gets it. 24-hour pre-approvals, proactive communication, and a proven track record with Austin agents.
Partner With Us
Austin Area Mortgage Lender
Adam Styer serves the entire Greater Austin metro. Click your city for local market insights and loan options specific to your area.
Round Rock
Round Rock ISD. Tech corridor. $350K–$550K.
Explore Round Rock →Leander
Crystal Falls. Bryson. Top-rated LISD schools.
Explore Leander →Cedar Park
Brushy Creek. Crossing at Carriage Hills. $350K–$550K.
Explore Cedar Park →Pflugerville
Blackhawk. Pfluger Crossing. Affordable starter homes.
Explore Pflugerville →Georgetown
Sun City. Wolf Ranch. Historic downtown. $350K–$650K.
Explore Georgetown →Kyle
Hays CISD. USDA eligible areas. New builds from $280K.
Explore Kyle →San Marcos
Texas State University town. USDA eligible. $250K–$360K.
Explore San Marcos →Westlake
Eanes ISD. Jumbo loans. Luxury from $800K–$2M+.
Explore Westlake →Buda
Tesla corridor. Sunfield. Garlic Creek. $300K–$440K.
Explore Buda →Dripping Springs
Hill Country wine trail. Headwaters. Caliterra. $500K–$900K+.
Explore Dripping Springs →Hutto
Star Ranch. New construction. Samsung corridor. $280K–$450K.
Explore Hutto →Liberty Hill
Santa Rita Ranch. SH-29 growth corridor. $350K–$600K.
Explore Liberty Hill →Manor
Tesla proximity. ShadowGlen. Most affordable Austin metro. $270K–$400K.
Explore Manor →Lakeway
Lake Travis luxury. Rough Hollow. Jumbo loans. $600K–$2M+.
Explore Lakeway →Bee Cave
Hill Country Galleria. Spanish Oaks. Lake Travis ISD. $500K–$1.2M+.
Explore Bee Cave →New Braunfels
Gruene. Vintage Oaks. River living. $280K–$500K.
Explore New Braunfels →Taylor
Samsung semiconductor hub. Historic downtown. $250K–$420K.
Explore Taylor →Bastrop
Lost Pines. USDA eligible. Colorado River. $250K–$450K.
Explore Bastrop →Spicewood
Lake Travis waterfront. Hill Country estates. $450K–$1.2M+.
Explore Spicewood →Smithville
Small-town charm. USDA eligible. Acreage. $200K–$380K.
Explore Smithville →Elgin
Sausage Capital. USDA eligible. US-290 corridor. $230K–$400K.
Explore Elgin →Jarrell
I-35 north corridor. New builds. Williamson County. $270K–$420K.
Explore Jarrell →Florence
Rural acreage. USDA eligible. Small-town Texas. $250K–$400K.
Explore Florence →Marble Falls
Highland Lakes. Hill Country gateway. Retirement destination. $300K–$600K.
Explore Marble Falls →Frequently Asked Questions
With Adam Styer at Mortgage Solutions LP (NMLS #513013), most Austin buyers receive a full pre-approval letter within one business day. You submit basic information, Adam reviews your file personally — no bots, no call center. Get started here or call (512) 956-6010.
A mortgage broker shops your loan across 40+ wholesale lenders to find the best rate and terms for your specific situation. Banks can only offer their own products. As an independent broker, Adam Styer works for you — not a single institution — which typically means lower rates and more options, especially for complex scenarios.
Austin borrowers have access to Conventional loans (3–20% down), FHA loans (3.5% down), VA loans (0% down for veterans), USDA loans (0% down in eligible areas), Jumbo loans for homes above $832,750, and DSCR investor loans. Adam compares programs across 40+ lenders to find the right fit.
There is no out-of-pocket cost to work with Adam Styer. Mortgage brokers are compensated by the lender at closing — the same way a bank loan officer is paid. You get access to more lenders and better rates at no additional cost to you.
Refinancing makes sense when you can lower your rate by at least 0.5–1% and plan to stay in your home long enough to recover closing costs. It also makes sense to access equity via cash-out, eliminate PMI, or shorten your term. Adam Styer can run a free breakeven analysis — get a refi quote here.
Ready to Get Started?
Get pre-approved in 24 hours. No obligation, no credit impact for rate quote.